Michael Glickman P.A., CIPS, ABR, PSA, SRS, CREN, C2EX, CDPE's Blog Posts

Trusted Contractors Are Out There  For over 25 years, Design Build Professionals 1, LLC has served Palm Beach County as a trusted local contractor known for reliability, open,

Rent-To-Own: How To Do It Owning a home is not the right choice for everyone. Do you like a maintenance-free lifestyle and enjoy the freedom of moving around the country? Then renting might be

HomeReady® First: Empowering First-Time Homebuyers  The HomeReady® First program by Umortgage is designed to help first-time homebuyers overcome financial barriers and achieve

Down Payment and Closing Cost Assistance Programs Who Qualifies?- Income Limit for Down Payment Assistance. If your income is $83,200 or lower, you can receive:  - Up to $12,500 for down

The Importance of Monthly Market Stats in Real Estate  When you’re looking to buy or sell a home, understanding the current real estate market is essential. Monthly market stats

Few numbers are as important to mortgage lenders as your FICO credit score. This score measures how well you’ve paid your bills and managed your credit. The higher your FICO score, the more

Navigating Condo Financing: What You Need to Know One term that may come up is "non-warrantable condo." This refers to a condo that doesn’t meet the guidelines set by government-sponsored

Why You Need a Realtor to Interpret Florida Market Reports Understanding Florida's real estate market can be challenging without the right tools and insights. While some market data is

Should I Waive My Home Inspection?  Why You Should Never Skip a Home InspectionUltimately, a home inspection ensures you're fully aware of what you're buying, protecting your financial and

A New Chapter for Ranch Houses After World War II, ranch houses began springing up all over the country and defined suburban family living. The ranch is a no-frills single-story house with a

For Mortgages, Know the Big 3 Numbers FICO scores range from a low of 300 to a high of 850, with most lenders considering scores of 800 or higher to be excellent ones and those of 740 or higher

WHAT DO LOWER INTEREST RATES REALLY MEAN? Over the last 2 weeks interest rates have improved and are the lowest they’ve been in over a year.This creates a couple of opportunities if the

PMI protects your lender in the event you default — but you have to pay the premium. Depending on the size of your loan, you can expect to pay $120 or more with each mortgage payment because

Over 24 million Service Members and Surviving Spouses have achieved that dream through VA loans.Offered by private lenders and backed by the federal government, VA loans help Veterans and Service

Physician Mortgage Program Example: $1,500,000 purchase priceNo mortgage insuranceNo down paymentNo pointsNo pre-payment penaltySeller credit for closing costs can be built into the

Hard Inquiries: How Detrimental Are They To Your Credit Score? Lenders and banks check your credit before they approve you for new credit cards or loans. They do this to be sure that in the

ALPHABET SOUP Remember alphabet soup? It was like a playful puzzle in every spoonful, trying to spell out words or find your favorite letters. Seeing all those letters after someone's name 

Welcome to Neighborhood360, a comprehensive research tool that gives you essential information about your neighborhood. Start by typing in the address, and you'll get a helpful report.But that's

First you need to understand what a cash-out refinance is. In such a refinance, you swap your existing mortgage loan for a new mortgage in which you borrow a higher amount. You use the found cash to

Choosing the right color palette for your home is more than just a matter of aesthetics; it significantly impacts the atmosphere and mood of each room. Here's a guide to understanding the impact of

Real estate, am I right? It's like a whirlwind of changes and opportunities! But fear not, I'm here to help navigate the twists and turns with you.Ever found yourself scratching your head over those

Most mortgage lenders reserve their lowest rates for borrowers with FICO credit scores of 800 or higher. But what if your score is significantly lower? What are some reasons explaining why you are

What could be more relaxing than spending summer days lazing by the pool and enjoying the company of family and friends? Those enjoyable summer months are the result of hard work and expense to

The open kitchen concept has its fan base among those who love the idea of seamlessly integrating their kitchens with their living and dining rooms. In this configuration, the cook is not isolated

A HELOC allows you to borrow against the equity in your home. Equity is the difference between what you owe on your mortgage and what your home is worth. Say your home is worth $400,000 and you owe

Welcome to Neighborhood360, a comprehensive research tool that gives you essential information about your neighborhood. Start by typing in the address, and you'll get a helpful report.But that's

Why does your credit score still matter after you retire? If you are still paying off your mortgage loan, you might want to refinance that loan one day to one with a lower interest rate. You'll need